Agent-One Style Buyer Calculator (v1)

Models monthly payment + bring to close with editable fees, rent override, and scenarios.

Inputs

AddressLoan TypeClosing DateHome PriceDown Payment %Interest Rate %Term (years)PMI MonthlyTaxes % (annual)Hazard Insurance % (annual)HOA ModeHOA (monthly)Seller ConcessionLender CreditsMisc CostsPrepaid MonthsBuyer is Entity/TrustYes

Outputs

Monthly Payment

$2,680

Bring to Close

$73,796

Loan Amount

$280,000

Down Payment

$70,000

Monthly Payment Breakdown

P&I: $1,816
Taxes: $613 /mo
Insurance: $131 /mo
HOA: $120 /mo
PMI: $0 /mo

Close Breakdown

Down: $70,000
Prepaids: $2,231
Fixed Closing: $1,565
Seller Concession: -$0
Lender Credits: -$0

Closing Cost Detail

Total: $1,565

Escrow FeeT-19 EndorsementT-19.1 EndorsementRecording FeesAttorney/Doc Prep

Rent Estimate (Phase 2 stub)

Today: simple estimator from price. Next: wire to Zillow/other data source by address.

Estimated RentManual Rent Value

Use manual rent valueRent used: $2,600 | Simple cash flow: -$80 /mo